[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kushitani.cz\/nebudte-konzervativni-nechte-sve-penize-vydelat-v-akciovych-fondech\/#Article","mainEntityOfPage":"https:\/\/www.kushitani.cz\/nebudte-konzervativni-nechte-sve-penize-vydelat-v-akciovych-fondech\/","headline":"Nebu\u010fte konzervativn\u00ed, nechte sv\u00e9 pen\u00edze vyd\u011blat v akciov\u00fdch fondech","name":"Nebu\u010fte konzervativn\u00ed, nechte sv\u00e9 pen\u00edze vyd\u011blat v akciov\u00fdch fondech","description":"\u0158\u00edk\u00e1 se, \u017ee se stavebn\u00edm spo\u0159en\u00edm m\u00e1te jistotu, \u017ee budete chud\u00ed. S akciemi naopak riskujete, \u017ee budete bohat\u00ed. Ale jak na investice, aby v\u00e1m opravdu vyd\u011blaly, i kdy\u017e d\u011bn\u00ed kolem burzy p\u0159\u00edli\u0161 nerozum\u00edte? Nebo je zkr\u00e1tka detailn\u011b \u0159e\u0161it nechcete? Odpov\u011bd\u00ed mohou b\u00fdt akciov\u00e9 fondy.   Stra\u0161\u00e1k kuponov\u00e1 privatizace Doba kup\u00f3nov\u00e9 privatizace je u\u017e d\u00e1vno pry\u010d. Od […]","datePublished":"2019-12-09","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.kushitani.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.kushitani.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b7a3ac09da7f6a75c5f1ebec5be454c22943a51b9f5595d89318ef09bd44dd1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kushitani.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kushitani.cz\/wp-content\/uploads\/img_a362528_w4262_t1575711768.jpg","url":"https:\/\/www.kushitani.cz\/wp-content\/uploads\/img_a362528_w4262_t1575711768.jpg","height":0,"width":0},"url":"https:\/\/www.kushitani.cz\/nebudte-konzervativni-nechte-sve-penize-vydelat-v-akciovych-fondech\/","about":["Finance"],"wordCount":551,"articleBody":"\u0158\u00edk\u00e1 se, \u017ee se stavebn\u00edm spo\u0159en\u00edm m\u00e1te jistotu, \u017ee budete chud\u00ed. S akciemi naopak riskujete, \u017ee budete bohat\u00ed. Ale jak na investice, aby v\u00e1m opravdu vyd\u011blaly, i kdy\u017e d\u011bn\u00ed kolem burzy p\u0159\u00edli\u0161 nerozum\u00edte? Nebo je zkr\u00e1tka detailn\u011b \u0159e\u0161it nechcete? Odpov\u011bd\u00ed mohou b\u00fdt akciov\u00e9 fondy. Stra\u0161\u00e1k kuponov\u00e1 privatizaceDoba kup\u00f3nov\u00e9 privatizace je u\u017e d\u00e1vno pry\u010d. Od t\u00e9 doby zaznamenaly investi\u010dn\u00ed n\u00e1stroje zhodnocen\u00ed financ\u00ed velkou \u0159\u00e1dku pr\u00e1vn\u00ed \u00fapravy. \u00da\u010detnictv\u00ed fondu a va\u0161e investovan\u00e9 pen\u00edze jsou odd\u011blen\u00e9 jednotky. Takzvan\u00e9ho vytunelov\u00e1n\u00ed se nemus\u00edte b\u00e1t. Je v\u0161ak t\u0159eba p\u0159ijmout fakt, \u017ee pen\u00edze v akciov\u00fdch fondech kol\u00edsaj\u00ed a p\u0159in\u00e1\u0161\u00ed jistou m\u00edru rizika. Aby se co mo\u017en\u00e1 nejv\u00edce sn\u00ed\u017eilo, doporu\u010duje se investovat nejm\u00e9n\u011b po dobu 5 let a pos\u00edlat ka\u017ed\u00fd m\u011bs\u00edc men\u0161\u00ed \u010d\u00e1stku ne\u017e jednor\u00e1zov\u011b z\u00e1vratnou sumu. V\u0161e je tedy jednoduch\u00e9 podobn\u011b jako u stavebn\u00edho spo\u0159en\u00ed. Nastavte si trval\u00fd p\u0159\u00edkaz a nechte sv\u00e9 pen\u00edze vyd\u011bl\u00e1vat. Pen\u00edze ihned zp\u00e1tkyV\u00fdhodou oproti stavebku je rychl\u00e9 vyplacen\u00ed pen\u011bz bez sankce – takzvan\u00e1 vysok\u00e1 likvidita. Nezapome\u0148te ale na doporu\u010den\u00fd p\u011btilet\u00fd horizont. Pokud v\u0161ak pen\u00edze pot\u0159ebujete, m\u00e1te je do 3 dn\u016f na \u00fa\u010dtu a bez poplatku. Pro srovn\u00e1n\u00ed vyplacen\u00ed pen\u011bz ze stavebn\u00edho spo\u0159en\u00ed trv\u00e1 3 m\u011bs\u00edce. Spo\u0159itelny jsou ochotn\u00e9 vyplatit prost\u0159edky i d\u0159\u00edve. Nejzaz\u0161\u00ed lh\u016fta je v\u0161ak obvykle 2 t\u00fddny a je podm\u00edn\u011bna bu\u010fto uhrazen\u00edm poplatku nebo uzav\u0159en\u00edm nov\u00e9 smlouvy. Co\u017e b\u00fdv\u00e1 tak\u00e9 za \u00faplatu. Investovat m\u016f\u017ee ka\u017ed\u00fdInvestov\u00e1ni ve fondech nen\u00ed jen pro bohat\u00e9, vyzkou\u0161et ho m\u016f\u017ee ka\u017ed\u00fd. Minim\u00e1ln\u00ed \u010d\u00e1stka b\u00fdv\u00e1 obvykle 300 korun. Pr\u00e1v\u011b mo\u017enost p\u0159in\u00e9st vysok\u00e9 v\u00fdnosy i oby\u010dejn\u00fdm lidem je d\u016fvod existence fond\u016f kolektivn\u00edho investov\u00e1n\u00ed. Vyd\u011blat v\u00e1m mohou i 10 %. Portfolio mana\u017eer se star\u00e1, vy vyd\u011bl\u00e1v\u00e1teN\u00e1vratnost investovan\u00fdch pen\u011bz v\u00e1m oproti stavebku nikdo nezaru\u010d\u00ed. To je ze z\u00e1kona poji\u0161t\u011bno a\u017e do \u010d\u00e1stky 100 000 euro. Aby se sn\u00ed\u017eilo riziko, investuj\u00ed akciov\u00e9 fondy do des\u00edtek akci\u00ed. Pokud tedy n\u011bkter\u00e1 aktu\u00e1ln\u011b v\u00fdnosn\u00e1 nen\u00ed, neznamen\u00e1 to, \u017ee investice ztr\u00e1c\u00ed na hodnot\u011b. Jsou to takzvan\u011b \u0161iroce diverzifikovan\u00e1 portfolia. O tom, s jak\u00fdmi tituly budou obchodovat, rozhoduje portfolio mana\u017eer. U akciov\u00fdch fond\u016f b\u00fdv\u00e1 minim\u00e1ln\u011b 66 % majetku fondu investov\u00e1no do akci\u00ed a dal\u0161\u00edch akciov\u00fdch n\u00e1stroj\u016f. Doporu\u010den\u00ed na z\u00e1v\u011brRozhodli jste se investice do akciov\u00fdch fond\u016f vyzkou\u0161et? Nekontrolujte, jak se va\u0161im pen\u011bz\u016fm da\u0159\u00ed. Pokud jste p\u0159eci jen zv\u011bdav\u00ed a vid\u00edte propad odpov\u011bzte si na ot\u00e1zku, jestli u\u017e jsou pen\u00edze ve fondu 5 let. Nejsou? Pak bu\u010fte naprosto klidn\u00ed. Pen\u00edze je\u0161t\u011b budou spoustu \u010dasu pracovat. Pokud se boj\u00edte vrhnout rovnou do akci\u00ed, m\u016f\u017eete vyzkou\u0161et konzervativn\u00ed nebo sm\u00ed\u0161en\u00e9 fondy. U t\u011bch m\u016f\u017eete o\u010dek\u00e1vat i krat\u0161\u00ed investi\u010dn\u00ed horizont.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebu\u010fte konzervativn\u00ed, nechte sv\u00e9 pen\u00edze vyd\u011blat v akciov\u00fdch fondech","item":"https:\/\/www.kushitani.cz\/nebudte-konzervativni-nechte-sve-penize-vydelat-v-akciovych-fondech\/#breadcrumbitem"}]}]